Whether you’re a homeowner, renter, or landlord - your assets and belongings are important to you. You might have just bought your first home or moved out of mum and dad’s place into a sharehouse - all of these experiences are pivotal - but what if something unexpected happens? Home insurance can be a safety net that protects your home and contents in the event of damage and loss.
Home insurance is a type of property insurance that protects your building and contents against damage or loss caused by a covered event listed in your policy. A covered event might include - fire, storm, natural disasters (earthquakes and tsunamis), malicious damage, and more.
Everyday Home Insurance comes in three forms of cover:
Once you know what kind of home insurance is right for you, you can start to think about the level of cover your home and contents may need.
Depending on where you live, your house also may be prone to more risks than others. For example, Australia’s bushfire season has the potential to affect thousands of properties every year. While a lot of people avoid destruction to their homes, others sadly don’t.
While it’s not a legal requirement to have home insurance, you should consider specific risks your property might face. For example, your property is located in a place that’s vulnerable to bushfires or unpredictable weather patterns.
There’s never a right or wrong time to get home insurance, it’s different for every person and their circumstance. Some examples of when you might want to consider getting home insurance include:
Even if you’ve lived in your home for a while and are now considering home insurance, it’s important to shop around to see what type of policy works best for your needs.
Everyday Home Insurance offers a range of flexible cover options to protect your home, contents, or both.
Looking to protect your property or contents?
Save up to 10%= when you buy combined home and contents insurance.
Backed by Hollard. One of Australia's largest insurers.
Winner of Finder’s Customer Satisfaction Awards for Highly Commended Home Insurance 2023
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In the event of an emergency, our friendly claims team is available around the clock to help make your home safe and secure.
= Up to 10% discount applies when you combine Building and Contents policies. Applies for the life of the combined policy. Minimum premiums may apply that will reduce the savings discount.
Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Home Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
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